DENNY RAKHMAD WIDI ASHARI; GAUTAMA SASTRA WASKITA; NURANI; AHMAD RIFA’I; MUHAMMAD SYAHRUL HIDAYAT. CO-CREATING OPERATIONAL SERVICE EXCELLENCE IN SMES: INTEGRATING ACADEMIC INSIGHTS AND SHARIA BANKING PRACTICES THROUGH SERVICE-DOMINANT LOGIC. ADILLA : Jurnal Ilmiah Ekonomi Syari’ah, [S. l.], v. 9, n. 1, p. 204–115, 2026. Disponível em: https://ejournal.unisda.ac.id/index.php/adilla/article/view/8719. Acesso em: 4 jun. 2026.